As we well know, without a plan, the financial goals we aspire to probably won’t materialise. With no structure in place, 10 years down the track, you may feel no better off than you are now, and wonder where your money went. However, sometimes knowing where to start is a stumbling block. So to start… Read More 30 Days to Financial Wellness
The budget super reforms have now passed the senate and only require royal assent to become law, which is thought to be a mere formality. The major changes are as follows Introducing a $1.6 million transfer balance cap which limits the amount that can be transferred to the retirement phase, where earnings are tax-free. This… Read More Super Reforms Passed
Last call for Flexi 100 investors is today. The deadline for the investment is in 48 hours. Here is the link to the example for you to have a play. Call or email right now if you are interested! Lindsay
From April 2015, it is proposed that non residents (that’s us poms living in sunny Australia) will pay Capital Gains Tax on the sale of UK residential property. So if you own property in the UK, it’s worth reviewing your position. Here is a link to some further info http://www.propertywire.com/news/europe/uk-capital-gains-tax-property-201404048976.html
One of my jobs is to help clients make sensible decisions about money. One of the most common questions I get is, “Should I repay the home loan, invest or put money into super”? And, perhaps unsurprisingly, the answer is always that it depends …. each individual needs to make a decision based on their personal values… Read More Do I pay off the home loan, invest or put more into super?
If only this had been available when I was studying Economics at University all those years ago in the Welsh hills. Check out this video for a great explanation of why governments are reducing interest rates, printing money and buying bonds. It is so user friendly that even the kids will love it! Once watched,… Read More Economics made easy
Here is a useful leaflet to read and remember for a future day. It explains the basics of aged care and how I can help your parents both access care, and structure their assets to maximise their pension and minimise their aged care fees. Add that to the estate planning tips that will be published… Read More Aged Care – Helping your parents with their finances