One of my jobs is to help clients make sensible decisions about money. One of the most common questions I get is, “Should I repay the home loan, invest or put money into super”? And, perhaps unsurprisingly, the answer is always that it depends …. each individual needs to make a decision based on their personal values… Read More Do I pay off the home loan, invest or put more into super?
If only this had been available when I was studying Economics at University all those years ago in the Welsh hills. Check out this video for a great explanation of why governments are reducing interest rates, printing money and buying bonds. It is so user friendly that even the kids will love it! Once watched,… Read More Economics made easy
Here is a useful leaflet to read and remember for a future day. It explains the basics of aged care and how I can help your parents both access care, and structure their assets to maximise their pension and minimise their aged care fees. Add that to the estate planning tips that will be published… Read More Aged Care – Helping your parents with their finances
Here are my top 6 retirement plans that are doomed to fail! You would be surprised how often I hear them: 1. Assuming that your spouse will agree to your grand plan of downsizing the family home or moving to a different area on retirement. 2. Assuming that your parents will leave you an inheritance.… Read More 6 Retirement Plans Doomed to Fail
No idea where your money goes? Arm yourself with three months of bank and credit card statements, a glass of wine and the spreadsheet on this link. It is best if one of you completes it to start with. Then discuss the results, (nicely & in a productive manner) with your other half (if applicable),… Read More Free Cashflow Spreadsheet
Dear All, We were lucky enough in March to benefit from one of the wide range of activities available at schools today. Short thing went away on school camp for a week! Smelling freedom, we rushed off to Bankstown to take the “home-made plane” for a holiday, and over 4 days we covered nearly 4,000km.… Read More April Reflect: How Much is Enough?
Happy New Year to you all! Here’s hoping you had a lovely Xmas. Short Thing & I went to the UK for a couple of weeks to see the family, where it was warmish but wet. We took in a few shows and sights, stomped the streets of London and Bruges, and were amazed at… Read More January Reflect