What your insurance broker doesn’t want you to know

It probably does not come as a surprise to you to learn that insurance brokers selling life, TPD, income protection and trauma  policies get paid a commission from the company issuing the policy. What can come as a shock is the size of the commission which nowadays is generally 115% of the first years premium. For example if… Read More What your insurance broker doesn’t want you to know

Do I pay off the home loan, invest or put more into super?

One of my jobs is to help clients make sensible decisions about money. One of the most common questions I get is, “Should I repay the home loan, invest or put money into super”? And, perhaps unsurprisingly, the answer is always that it depends ….  each individual needs to make a decision based on their personal values… Read More Do I pay off the home loan, invest or put more into super?