No idea where your money goes?

Arm yourself with three months of bank and credit card statements, a glass of wine and the spreadsheet on this link.

It is best if one of you completes it to start with. Then discuss the results, (nicely & in a productive manner) with your other half (if applicable), and work out where you can start to save & invest.

If this line represents the years you will work

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This line represents how many years it has to stretch

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Anyone know how to draw diagams in wordpress? !!