No idea where your money goes?
Arm yourself with three months of bank and credit card statements, a glass of wine and the spreadsheet on this link.
It is best if one of you completes it to start with. Then discuss the results, (nicely & in a productive manner) with your other half (if applicable), and work out where you can start to save & invest.
If this line represents the years you will work
This line represents how many years it has to stretch
Anyone know how to draw diagams in wordpress? !!